If you live in Oregon and need health insurance, it’s important to keep an eye on the calendar. Open Enrollment is the time of year when you can sign up for a new health plan or make changes to your current one. Missing the deadline could mean having to wait another year, unless you qualify for a special enrollment period.

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For 2024 health coverage in Oregon, Open Enrollment started on November 1, 2023, and ended on January 15, 2024. These are the main dates each year. For more info here, the Oregon Health Insurance Marketplace is a great place to start.

If you sign up by December 15, your coverage usually begins on January 1. If you sign up after December 15 but before January 15, your coverage will start on February 1. So, the earlier you sign up, the sooner your protection begins.

Need a reminder? Set a notification on your phone or write it somewhere visible—just don’t forget. Signing up during Open Enrollment lets you choose the best plan for your health needs and your budget. It's also your chance to see if you qualify for financial help, which can lower your monthly payments or out-of-pocket costs.

Missed the Open Enrollment period? You might still qualify for health insurance if you’ve had a big life change. This includes things like losing your job, moving to Oregon, getting married, having a baby, or some others. These events may allow you to sign up during what’s called a Special Enrollment Period.

If you’re confused about where to begin, you can get free help from people called "Marketplace Assisters" or licensed insurance agents. They can help you understand your options, explain costs, and even help you apply.

Health insurance is something that helps you stay prepared. It keeps you from paying too much if you get sick or injured. So whether you're getting coverage for the first time or updating your current plan, keeping track of the dates is important.

Mark your calendar for the next Open Enrollment: it usually starts on November 1 each year. Life can be unexpected, but knowing when and how to sign up for health insurance in Oregon is one step you can take to be ready.